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Follow along as I share strategies and lessons to help you take control of your financial future.
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Where to keep cash for a down payment
Learn where to keep your down payment savings based on time horizon and risk tolerance, from high-yield savings to stocks.
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What I learned from almost buying a house
I made my first house offer, learned key lessons, and now feel better prepared for future real estate opportunities.
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Why it’s especially important to buy and hold during a downturn
Stay disciplined during market downturns by using a buy-and-hold strategy, dollar cost averaging, and focusing on long-term goals.
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$279K at 31: Q1 2025 financial recap
Despite a challenging start to 2025 and market downturns, I’m staying committed to my long-term investing strategy and financial goals.
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The ideal age to get married, have a child, buy a home, and retire
Reflecting on the ideal age for milestones like marriage, having children, buying a home, and retiring, based on data from Pew Research.
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How much should you save as a percentage of your income?
Aiming for financial independence and flexibility, saving 50% of your income is an aggressive but effective strategy for wealth building.
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Am I worried? Yes. Am I changing my plans? No.
In times of uncertainty, maintaining consistency with your financial plan, investing, and staying disciplined is key to long-term success.
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What is an FSA and HSA? Understanding the differences and benefits
Learn the key differences between FSA and HSA, their tax advantages, and how to use them to save on healthcare costs.
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Steps to take if you’re worried about losing your job
Prepare for job insecurity by building an emergency fund, cutting expenses, upskilling, and considering a side hustle to stay financially secure.
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What is the third generation curse?
The third-generation curse refers to the loss of wealth by the third generation; learn how to avoid it through financial education and planning.
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How long does it take to become a millionaire?
The journey to becoming a millionaire takes time, but with disciplined saving, investing, and living below your means, it’s achievable.
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What is an FHA loan and how can you use it when house hacking?
An FHA loan is a great option for house hacking, offering low down payments and access to rental income for building wealth.
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What is house hacking?
House hacking allows you to buy a multi-unit property, live in one unit, and rent the others to offset expenses.
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How will investors be impacted if the CFPB is eliminated?
If the CFPB is eliminated, investors may face increased market volatility, riskier financial products, and weakened consumer protection.
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Staying the course
In times of uncertainty, staying calm and sticking to your long-term investing strategy can lead to better financial outcomes.
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Save money on furniture by buying quality
Discover how buying quality used furniture can save you money and add long-lasting value to your home.
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What is a three-fund portfolio?
A three-fund portfolio is a simple, diversified investment strategy that includes U.S. stocks, international stocks, and bonds.
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You need pet insurance
Pet insurance isn’t just a luxury – it’s a financial safety net that ensures your pets stay healthy without jeopardizing your own financial health.
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Understanding the FIRE, coast FIRE, and FINE movements
FIRE, Coast FIRE, and FINE are paths to financial independence, each with unique strategies for achieving freedom.
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How to save money on groceries
Learn how to save money on groceries with planning, bulk buying, budget-friendly recipes, and minimizing food waste.
The Money Muse 